TERMS AND CONDITIONS

Wall Street Group Sdn Bhd Partnership Platform

Effective Date: 26/8/2025

Last Updated: 26/8/2025
Version: 1.0

TABLE OF CONTENTS

1. Introduction and Acceptance
2. Definitions
3. Platform Description and Services
4. Partnership Registration and Eligibility
5. Exclusivity Obligations
6. Commission Structure and Payment Terms
7. Partner Obligations and Responsibilities
8. Prohibited Activities and Rule Violations
9. Commission Forfeiture Provisions
10. Termination and Suspension
11. Intellectual Property Rights
12. Confidentiality and Data Protection
13. Limitation of Liability
14. Dispute Resolution
15. Governing Law and Jurisdiction
16. General Provisions

1. INTRODUCTION AND ACCEPTANCE

1.1 About Wall Street Group

Wall Street Group Sdn Bhd (“Company“, “we“, “us“, or “our“) is a Malaysian company incorporated under the Companies Act 2016, operating as Malaysia’s pioneering property finance partnership platform. We provide the market’s only commission-sharing partnership model between outsource bankers and property agents, revolutionizing traditional property finance relationships through integrated loan and insurance solutions.

1.2 Agreement Formation

These Terms and Conditions (“Terms“) constitute a legally binding agreement between Wall Street Group Sdn Bhd and any individual or entity (“Partner“, “you“, or “your“) who registers for, accesses, or uses our partnership platform and services. By registering as a Partner, submitting an application, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety.

1.3 Legal Capacity and Authority

By accepting these Terms, you represent and warrant that: (a) you have the legal capacity to enter into this agreement; (b) if representing a company or organization, you have the necessary authority to bind such entity to these Terms; (c) you are at least 18 years of age; and (d) your acceptance and performance under these Terms will not violate any applicable laws, regulations, or existing contractual obligations.

1.4 Amendments and Updates

We reserve the right to modify, amend, or update these Terms at any time at our sole discretion. Any changes will be effective immediately upon posting the revised Terms on our platform or website. Your continued use of our services after such changes constitutes your acceptance of the modified Terms. It is your responsibility to regularly review these Terms to stay informed of any updates.

2. DEFINITIONS

For the purposes of these Terms, the following definitions shall apply:

“Affiliate” means any entity that directly or indirectly controls, is controlled by, or is under common control with a party to these Terms.

“Client” means any individual or entity referred by a Partner to the Company for loan processing and insurance services.

“Commission” means the monetary compensation payable to Partners based on successful insurance policy activations as detailed in Section 6.

“Commission Forfeiture” means the loss of entitlement to commission payments due to breach of these Terms or violation of partnership obligations.

“Competing Platform” means any other entity, platform, service, or business that provides outsource banking services, loan processing services, insurance commission sharing, or similar property finance partnership services in Malaysia.

“Confidential Information” includes but is not limited to business strategies, client lists, commission structures, proprietary processes, financial information, and any non-public information disclosed during the partnership.

“Cooling Period” means the 18-day period following insurance policy activation during which the policy may be cancelled, after which commission payments become due.

“Exclusivity Obligation” means the Partner’s commitment not to engage with any Competing Platform during the term of this agreement.

“MLTA Insurance” means Mortgage Level Term Assurance or similar insurance products offered through our integrated services.

“Partner” means any property agent, negotiator, project representative, or professional property consultant who has registered and been accepted into our partnership program.

“Partnership Platform” means the Company’s proprietary system, services, and business model for commission-sharing partnerships.

“Rule Violation” means any breach of these Terms, failure to comply with partnership obligations, or engagement in prohibited activities as defined herein.

3. PLATFORM DESCRIPTION AND SERVICES

3.1 Unique Value Proposition

The Company operates Malaysia’s only commission-sharing partnership platform that bridges the gap between property agents and outsource banking services. Unlike traditional outsource bankers who retain 100% of insurance commissions, our revolutionary model shares 50% of insurance commissions with Partners, creating genuine win-win partnerships that generate additional revenue streams for property professionals.

3.2 Core Services

Our integrated service offering encompasses four primary components designed to streamline the property finance process while maximizing Partner benefits:

Professional Loan Processing: We provide comprehensive loan application handling, including initial assessment, documentation preparation, bank liaison, valuation coordination, and approval facilitation. Our experienced team manages all banking procedures with our network of partner financial institutions, ensuring efficient processing and optimal approval rates.

Letter of Offer (LO) Signing Assistance: Upon loan approval, we provide professional support during the LO signing process, ensuring all documentation is properly executed and compliance requirements are met. This includes coordination with all relevant parties and resolution of any technical issues that may arise.

Insurance Integration and Recommendation: Following successful loan approval, we seamlessly introduce MLTA insurance protection plans to clients, leveraging our expertise to match appropriate coverage with client needs. This integrated approach ensures clients receive comprehensive financial protection while generating commission opportunities for Partners.

Commission Payment Processing: We maintain transparent commission calculation and payment systems, processing Partner commissions according to our established formula following the completion of the cooling period. All payments are made in accordance with the terms specified in Section 6 of these Terms.

3.3 Partnership Process

Our streamlined four-step partnership process is designed to maximize efficiency while ensuring optimal outcomes for all parties:

Step 1 – Client Referral: Partners submit client property purchase details through our designated channels, triggering immediate commencement of loan application processing by our professional team.

Step 2 – Loan Processing: Our team handles all aspects of loan approval, including valuation arrangements, document completion, and coordination with partner banks, maintaining regular communication with Partners throughout the process.

Step 3 – LO Signing and Insurance Introduction: Following loan approval, we coordinate LO signing procedures and introduce appropriate MLTA insurance options to clients, ensuring seamless integration of loan and insurance services.

Step 4 – Commission Payment: Upon successful insurance policy activation and completion of the cooling period, we calculate and process commission payments according to our transparent formula, providing detailed statements to Partners.

4. PARTNERSHIP REGISTRATION AND ELIGIBILITY

4.1 Eligibility Requirements

To qualify for partnership with the Company, applicants must meet the following mandatory criteria:

Professional Qualifications: Applicants must be licensed property agents, registered negotiators, authorized project representatives, or qualified professional property consultants operating legally within Malaysia. Valid professional licenses and certifications must be maintained throughout the partnership term.

Active Business Operations: Partners must demonstrate active property business operations with consistent client flow and established market presence. Evidence of ongoing transactions and professional activity may be required during the application process.

Legal Standing: Partners must be in good legal standing with no pending legal actions, regulatory violations, or professional misconduct issues that could adversely affect the Company’s reputation or business operations.

Commitment to Partnership: Partners must demonstrate genuine commitment to long-term partnership and willingness to comply with all terms, conditions, and obligations set forth in this agreement.

4.2 Application Process

The partnership application process involves comprehensive evaluation to ensure alignment with our standards and objectives:

Initial Application: Prospective Partners must complete our detailed application form, providing accurate information regarding professional qualifications, business operations, client volume, and partnership objectives.

Documentation Submission: Applicants must provide copies of relevant licenses, certifications, business registration documents, and any other materials requested by the Company to verify eligibility and professional standing.

Evaluation and Assessment: The Company conducts thorough evaluation of applications, including verification of credentials, assessment of business operations, and determination of partnership suitability based on our established criteria.

Approval and Onboarding: Successful applicants receive formal approval notification and undergo comprehensive onboarding procedures, including training on our processes, systems, and partnership requirements.

4.3 Partnership Acceptance

Partnership acceptance is entirely at the Company’s discretion. We reserve the right to reject any application without providing detailed explanations, and our decisions regarding partnership acceptance are final and non-appealable. Acceptance of a Partner does not guarantee any minimum commission levels or business volume.

5. EXCLUSIVITY OBLIGATIONS

5.1 Fundamental Exclusivity Commitment

Absolute Exclusivity Requirement: By entering into this partnership agreement, Partners commit to an absolute exclusivity arrangement with the Company. This means Partners are strictly prohibited from engaging with, registering for, or utilizing services from any Competing Platform during the entire term of this agreement and for such post-termination period as may be specified by the Company.

Scope of Exclusivity: The exclusivity obligation encompasses all forms of engagement with Competing Platforms, including but not limited to: (a) registration or application for services; (b) referral of clients or potential clients; (c) participation in commission-sharing arrangements; (d) utilization of loan processing services; (e) collaboration on insurance products; and (f) any other form of business relationship or cooperation. This exclusivity obligation continues during the agreement term and for such post-termination period as may be specified by the Company.

5.2 Legal Basis and Enforceability

This exclusivity provision is established based on legitimate business interests and is designed to protect the Company’s investment in Partner relationships, proprietary business model, and competitive advantages. The exclusivity arrangement is reasonable and proportionate considering the unique benefits provided to Partners, including commission sharing opportunities not available elsewhere in the Malaysian market.

The Company has legitimate interests in maintaining exclusivity, including: (a) protection of proprietary business processes and methodologies; (b) preservation of competitive advantages in the marketplace; (c) ensuring adequate return on investment in Partner training and support; (d) maintaining quality control and service standards; and (e) protecting confidential information and trade secrets.

5.3 Monitoring and Enforcement

Monitoring Activities: The Company reserves the right to monitor Partner activities to ensure compliance with exclusivity obligations. This may include periodic reviews of Partner business activities, client referral patterns, and market presence assessments.

Reporting Obligations: Partners must immediately notify the Company of any approaches, solicitations, or offers from Competing Platforms. Failure to report such contacts may be considered a breach of these Terms.

Investigation Rights: Upon reasonable suspicion of exclusivity violations, the Company may conduct investigations, request documentation, and require Partners to provide detailed explanations of their business activities and relationships.

5.4 Consequences of Exclusivity Violations

Immediate Termination: Any violation of exclusivity obligations constitutes a material breach of these Terms, entitling the Company to immediate termination of the partnership without notice or opportunity to cure.

Commission Forfeiture: Partners who violate exclusivity obligations forfeit all rights to pending commissions and may be required to repay previously received commissions as detailed in Section 9.

Legal Remedies: The Company reserves the right to pursue all available legal remedies for exclusivity violations, including but not limited to injunctive relief, damages, and recovery of costs and attorney fees.

6. COMMISSION STRUCTURE AND PAYMENT TERMS

6.1 Commission Entitlement

Commission Basis: Partners may be entitled to commission payments based on successful transactions and policy activations by referred clients, subject to the specific terms and conditions that may be established by the Company from time to time.

Commission Eligibility: Commission payments, if any, are only due for transactions that: (a) are successfully completed by clients referred by the Partner; (b) meet all Company requirements and criteria; (c) result from transactions where the Partner fulfilled all obligations under these Terms; and (d) comply with all applicable laws and regulations.

6.2 Payment Terms and Conditions

Payment Terms: The Company reserves the right to establish specific commission rates, calculation methods, payment schedules, cooling periods, and other payment terms at its sole discretion. Such terms may be communicated through separate commission schedules, partner agreements, or other documentation.

Payment Processing: Commission payments, if applicable, will be processed according to the Company’s established procedures and timelines, subject to verification of transaction completion, policy status, compliance with Terms, and completion of necessary administrative procedures.

Payment Methods: Commission payments, when made, will be processed via methods determined by the Company. Partners are responsible for providing accurate payment information and maintaining valid account details.

Documentation and Reporting: The Company may provide commission statements and reporting as deemed appropriate, showing applicable calculation methods, transaction details, and payment amounts.

6.3 Commission Clawback and Recovery

Policy Termination Clawback: In the event that any insurance policy or financial product for which commission has been paid to a Partner is subsequently cancelled, terminated, lapsed, or becomes void for any reason, the Company reserves the right to recover the full amount of commission previously paid to the Partner relating to such policy or product.

Clawback Circumstances: Commission clawback may occur in the following situations:

• Client cancellation of insurance policies within or after any cooling-off period
• Policy lapse due to non-payment of premiums by the client
• Policy termination by the insurance company for any reason
• Fraudulent applications or misrepresentation by clients
• Refund or chargeback requests from insurance companies or financial institutions
• Any other circumstances resulting in commission reversal or chargeback to the Company

Recovery Process: Upon occurrence of any clawback event, the Company will:

• Notify the Partner of the clawback requirement within reasonable time
• Calculate the exact amount to be recovered based on the original commission paid
• Deduct the clawback amount from future commission payments to the Partner
• If insufficient future commissions exist, invoice the Partner for the outstanding amount
• Pursue collection through legal means if necessary

Partner Liability: Partners acknowledge and agree that:

• They remain liable for commission clawbacks regardless of the reason for policy termination
• Clawback liability exists even if the Partner had no control over the client’s decision to terminate
• The Company’s right to recover commissions is absolute and not subject to Partner dispute
• Partners must maintain sufficient reserves to cover potential clawback obligations

Set-off Rights: The Company may set off any clawback amounts against:

• Future commission payments due to the Partner
• Any other amounts owed to the Partner by the Company
• Security deposits or reserves held by the Company (if applicable)

No Limitation Period: The Company’s right to recover clawback commissions shall not be subject to any limitation period and may be exercised at any time after the occurrence of a clawback event.

7. PARTNER OBLIGATIONS AND RESPONSIBILITIES

7.1 Professional Standards

Maintenance of Professional Licenses: Partners must maintain all required professional licenses, certifications, and registrations in good standing throughout the partnership term. Any suspension, revocation, or adverse action affecting professional status must be immediately reported to the Company.

Ethical Conduct: Partners must conduct all business activities in accordance with applicable professional codes of ethics, industry standards, and legal requirements. This includes honest dealing with clients, accurate representation of services, and compliance with all regulatory obligations.

Quality Service Delivery: Partners must provide professional, courteous, and competent service to all clients referred through our platform. This includes timely communication, accurate information provision, and diligent follow-up on all transactions.

7.2 Client Referral Obligations

Accurate Client Information: Partners must provide complete, accurate, and up-to-date client information when making referrals. This includes property details, financial information, contact details, and any relevant circumstances affecting the transaction.

Client Consent and Authorization: Partners must obtain proper client consent and authorization before referring clients to the Company. This includes ensuring clients understand the nature of our services and the commission-sharing arrangement.

Ongoing Client Support: Partners must provide ongoing support and assistance to referred clients throughout the loan and insurance process, maintaining professional relationships and facilitating smooth transactions.

7.3 Confidentiality and Information Security

Protection of Confidential Information: Partners must maintain strict confidentiality regarding all Confidential Information received from the Company, including but not limited to business processes, commission structures, client information, and proprietary methodologies.

Data Protection Compliance: Partners must comply with all applicable data protection laws and regulations, including the Personal Data Protection Act 2010, when handling client information and Company data.

Information Security Measures: Partners must implement appropriate security measures to protect confidential information from unauthorized access, disclosure, or misuse.

8. PROHIBITED ACTIVITIES AND RULE VIOLATIONS

8.1 Strictly Prohibited Activities

Partners are strictly prohibited from engaging in any of the following activities, which constitute material breaches of these Terms:

Competing Platform Engagement: As detailed in Section 5, any form of engagement with Competing Platforms is absolutely prohibited and constitutes a fundamental breach of the exclusivity obligation.

Misrepresentation of Services: Partners must not misrepresent the Company’s services, commission structures, or business model to clients or third parties. All communications must be accurate and consistent with Company-approved materials.

Unauthorized Use of Company Materials: Partners may not use Company trademarks, logos, marketing materials, or proprietary information without express written authorization. Any approved materials must be used strictly in accordance with Company guidelines.

Client Poaching or Diversion: Partners must not attempt to divert clients away from the Company’s services or encourage clients to seek alternative providers for loan processing or insurance services.

Fraudulent Activities: Any fraudulent, deceptive, or illegal activities in connection with the partnership are strictly prohibited and will result in immediate termination and potential legal action.

8.2 Breach Determination and Notice

Company’s Right to Determine Breach: The Company has the sole discretion to determine whether a Partner’s actions constitute a Rule Violation or breach of these Terms. Such determinations are based on available evidence and reasonable business judgment.

Notice of Breach: Upon determining that a breach has occurred, the Company may, but is not obligated to, provide written notice to the Partner specifying the nature of the breach and any required corrective actions.

Opportunity to Cure: For certain non-material breaches, the Company may, at its sole discretion, provide Partners with an opportunity to cure the breach within a specified timeframe. However, material breaches, including exclusivity violations, are not subject to cure periods.

9. COMMISSION FORFEITURE PROVISIONS

9.1 Legal Basis for Commission Forfeiture

Contractual Foundation: Commission forfeiture provisions are established as liquidated damages clauses under Section 75 of the Contracts Act 1950, representing reasonable compensation for losses suffered by the Company due to Partner breaches. These provisions are not penalties but rather pre-agreed compensation reflecting the genuine commercial impact of Rule Violations.

Legitimate Business Interests: The Company has legitimate business interests justifying commission forfeiture, including: (a) protection of proprietary business model and competitive advantages; (b) maintenance of service quality and professional standards; (c) preservation of client relationships and trust; (d) recovery of investments in Partner training and support; and (e) deterrence of conduct harmful to business operations.

Proportionality Assessment: Commission forfeiture amounts are proportionate to the potential losses and damages that may result from Partner breaches, considering factors such as lost business opportunities, reputational damage, competitive harm, and administrative costs.

9.2 Circumstances Triggering Commission Forfeiture

Exclusivity Violations: Any breach of exclusivity obligations as defined in Section 5 results in immediate forfeiture of all pending commissions and may require repayment of previously received commissions for such period as determined by the Company.

Material Breaches: Material breaches of these Terms, including but not limited to fraudulent activities, misrepresentation of services, unauthorized use of Company materials, or client diversion attempts, trigger commission forfeiture for all affected transactions.

Professional Misconduct: Loss of professional licenses, regulatory violations, or conduct bringing the Company into disrepute results in commission forfeiture for all pending transactions and potential clawback of recent payments.

Failure to Maintain Standards: Persistent failure to maintain professional standards, provide adequate client service, or comply with partnership obligations may result in commission forfeiture at the Company’s discretion.

Policy Termination Events: Commission forfeiture may also occur due to policy termination clawback events as detailed in Section 6.3, including client cancellations, policy lapses, or insurance company chargebacks.

9.3 Forfeiture Process and Calculation

Immediate Effect: Commission forfeiture takes immediate effect upon determination of a qualifying breach. Partners lose all rights to pending commissions from the date of breach determination.

Calculation Method: Forfeited commissions include: (a) all unpaid commissions for transactions in progress; (b) commissions for policies or transactions within any applicable waiting periods; (c) for serious violations, potential clawback of commissions paid within such period as determined by the Company based on the nature and severity of the breach; and (d) any clawback amounts due to policy terminations or insurance company chargebacks.

Administrative Processing: The Company processes commission forfeitures through adjustment of Partner accounts, withholding of pending payments, and where applicable, invoicing for clawback amounts. Partners receive detailed statements showing forfeiture calculations.

9.4 Legal Enforceability and Reasonableness

Compliance with Malaysian Law: These commission forfeiture provisions comply with Section 75 of the Contracts Act 1950 and established Malaysian case law principles. The provisions represent genuine pre-estimates of loss rather than penalties, ensuring legal enforceability.

Reasonableness Standard: Commission forfeiture amounts are reasonable considering: (a) the unique nature of our commission-sharing model; (b) the substantial benefits provided to Partners; (c) the competitive advantages protected by these provisions; and (d) the proportionate relationship between forfeited amounts and potential Company losses.

Burden of Proof: Following Company determination of breach and commission forfeiture, the burden shifts to Partners to demonstrate that forfeiture amounts are excessive or unreasonable, consistent with established Malaysian legal precedents.

9.5 Additional Remedies

Preservation of Other Rights: Commission forfeiture does not limit the Company’s right to pursue additional remedies, including termination of partnership, injunctive relief, damages beyond forfeited commissions, and recovery of legal costs.

Set-off Rights: The Company may set off forfeited commission amounts against any sums owed to Partners, including expense reimbursements, bonuses, or other payments.

Collection Procedures: For clawback amounts exceeding available set-offs, the Company may pursue collection through standard commercial procedures, including legal action if necessary.

10. TERMINATION AND SUSPENSION

10.1 Termination by Company

Termination for Cause: The Company may terminate this agreement immediately without notice upon occurrence of any of the following events: (a) material breach of these Terms, including exclusivity violations; (b) Rule Violations as defined in Section 8; (c) loss of professional licenses or regulatory standing; (d) fraudulent or illegal activities; (e) conduct detrimental to Company reputation or business interests; or (f) failure to maintain eligibility requirements.

Termination for Convenience: The Company may terminate this agreement at any time with thirty (30) days written notice to Partners, without cause and without liability for future commissions or other compensation.

Immediate Effect: Upon termination for cause, all Partner rights and privileges cease immediately, including access to Company systems, materials, and commission entitlements. Commission forfeiture provisions apply as detailed in Section 9.

10.2 Termination by Partner

Notice Requirement: Partners may terminate this agreement by providing sixty (60) days written notice to the Company. Such termination does not relieve Partners of obligations incurred prior to the effective termination date.

Post-Termination Obligations: Following termination by Partner, exclusivity obligations continue for such period as may be specified by the Company, and confidentiality obligations remain in effect indefinitely. All Company materials must be returned immediately.

10.3 Suspension Rights

Temporary Suspension: The Company may suspend Partner access to services and systems pending investigation of potential breaches, regulatory issues, or other matters affecting partnership suitability. Suspension does not constitute termination but may precede such action.

Reinstatement Conditions: Suspended Partners may be reinstated upon resolution of underlying issues and Company satisfaction that continued partnership is appropriate.

11. INTELLECTUAL PROPERTY RIGHTS

11.1 Company Intellectual Property

Ownership Rights: All intellectual property rights in the Partnership Platform, business processes, methodologies, systems, software, trademarks, trade names, logos, and proprietary information remain exclusively owned by the Company.

Limited License: Partners receive a limited, non-exclusive, non-transferable license to use Company-approved materials solely for authorized partnership activities during the agreement term.

Restrictions: Partners may not modify, reproduce, distribute, or create derivative works from Company intellectual property without express written authorization.

11.2 Partner-Generated Content

Ownership of Partner Materials: Partners retain ownership of their pre-existing intellectual property and materials created independently of the partnership.

License to Company: Partners grant the Company a non-exclusive license to use Partner-provided materials, testimonials, and success stories for marketing and promotional purposes.

12. CONFIDENTIALITY AND DATA PROTECTION

12.1 Confidentiality Obligations

Scope of Confidential Information: Partners acknowledge receiving Confidential Information including business strategies, commission structures, client lists, proprietary processes, financial information, and other non-public information.

Non-Disclosure: Partners must maintain strict confidentiality and not disclose Confidential Information to third parties without Company consent. This obligation survives termination of the agreement indefinitely.

Use Restrictions: Confidential Information may only be used for authorized partnership activities and must not be used for competitive purposes or personal benefit.

12.2 Data Protection Compliance

Personal Data Protection: Both parties must comply with the Personal Data Protection Act 2010 and other applicable data protection laws when handling personal information.

Security Measures: Partners must implement appropriate technical and organizational measures to protect personal data and Company information from unauthorized access, disclosure, or misuse.

13. LIMITATION OF LIABILITY

13.1 Liability Limitations

Exclusion of Consequential Damages: To the maximum extent permitted by law, neither party shall be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, business interruption, or loss of business opportunities.

Limitation of Direct Damages: The Company’s total liability to Partners for any claims arising under these Terms shall not exceed the total commissions paid to such Partner in the twelve (12) months preceding the claim.

13.2 Indemnification

Partner Indemnification: Partners agree to indemnify and hold harmless the Company from any claims, damages, losses, or expenses arising from: (a) Partner breach of these Terms; (b) Partner negligence or misconduct; (c) violations of applicable laws; or (d) third-party claims related to Partner activities.

14. DISPUTE RESOLUTION

14.1 Negotiation Requirement

Good Faith Negotiations: Before initiating formal proceedings, parties must attempt to resolve disputes through good faith negotiations for a period of thirty (30) days following written notice of the dispute.

14.2 Mediation and Arbitration

Mediation: If negotiations fail, parties may agree to submit disputes to mediation through the Malaysian Mediation Centre or other mutually acceptable mediator.

Arbitration Option: For disputes exceeding RM100,000, parties may agree to binding arbitration under the Arbitration Act 2005 and rules of the Asian International Arbitration Centre.

14.3 Court Proceedings

Jurisdiction: Subject to any arbitration agreement, all disputes shall be resolved exclusively in the courts of Malaysia, and parties consent to the jurisdiction of such courts.

Applicable Law: Disputes shall be governed by Malaysian law without regard to conflict of law principles.

15. GOVERNING LAW AND JURISDICTION

15.1 Governing Law

These Terms and the partnership relationship are governed by and construed in accordance with the laws of Malaysia, including but not limited to the Contracts Act 1950, Companies Act 2016, and other applicable Malaysian legislation.

15.2 Jurisdiction and Venue

Exclusive Jurisdiction: The courts of Malaysia shall have exclusive jurisdiction over all disputes arising under these Terms, and parties irrevocably submit to such jurisdiction.

Venue: Any court proceedings shall be commenced in Kuala Lumpur, Malaysia, unless otherwise agreed by the parties.

16. GENERAL PROVISIONS

16.1 Entire Agreement

These Terms constitute the entire agreement between the parties and supersede all prior negotiations, representations, or agreements relating to the subject matter hereof.

16.2 Amendment

These Terms may only be amended by written agreement signed by authorized representatives of both parties, except for Company amendments as provided in Section 1.4.

16.3 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it enforceable.

16.4 Waiver

No waiver of any provision or breach shall be effective unless in writing and signed by the waiving party. No waiver shall constitute a continuing waiver or waiver of any other provision.

16.5 Assignment

Partners may not assign or transfer their rights or obligations under these Terms without Company consent. The Company may assign these Terms without restriction.

16.6 Notices

All notices must be in writing and delivered to the addresses specified in the partnership registration or such other addresses as may be designated by written notice.

16.7 Force Majeure

Neither party shall be liable for delays or failures in performance due to circumstances beyond their reasonable control, including acts of God, government actions, or other force majeure events.

16.8 Survival

Provisions relating to confidentiality, intellectual property, limitation of liability, indemnification, and dispute resolution shall survive termination of these Terms.

ACKNOWLEDGMENT

By registering as a Partner or using Company services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety.

Document Version: 1.0
Effective Date: 26/8/2025
Company: Wall Street Group Sdn Bhd
Registration: 201501027939

Effective Date: 26/8/2025
Last Updated: 26/8/2025

This document has been prepared in accordance with Malaysian law and legal requirements. Partners are advised to seek independent legal counsel if they have questions regarding these Terms and Conditions.